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About Us!

This web site is maintained by the Alabama Department of Insurance.

If you have any questions regarding health insurance, feel free to call the Alabama Department of Insurance at 334-269-3550, or email us at

This web site is the creation of a partnership between the Alabama Black Belt Action Commission (BBAC) Committee on Health - Medicaid/Uninsured Subcommittee and the Alabama Department of Public Health (ADPH).

As an employer, offering health insurance to your employees means attracting and retaining quality employees, gaining tax advantages, increasing productivity, and ensuring the wellness of your workforce. For individuals, health insurance coverage is of great concern.

Governor Bob Riley established the BBAC in 2004. The BBAC Health Subcommittee on Medicaid and the Uninsured partnered with the ADPH to utilize research data and potential solutions identified in a federal Health Resources Services Administration (HRSA) planning grant project, Insurance Directions for Every Alabamian (IDEA), awarded to ADPH in 2002. One of the key issues identified in the original grant was the lack of understanding about health insurance coverage, tax benefits and savings among employers and consumers. Through a grant extension, ADPH and the BBAC Medicaid/Uninsured subcommittee conducted additional focus groups throughout Alabama's Black Belt region to further identify knowledge and understanding of the issues. One key result validated that many employees are not taking advantage of employer health plans, partially because they do not understand the tax advantages. The focus group data also identified that many employers do not understand tax advantages currently available to them.

HealthInsurance.Alabama.Gov is a direct result of the grant research and solution initiative. However, it is only one step in solving a knowledge deficit not only in the Black Belt region, our area of focus, but also throughout the state. All of us are committed to improving the quality of life for the Black Belt and all Alabamians via many pathways. This is just one pathway. We hope providing general information, resources, and a calculator that demonstrates the tax liability savings while illustrating the actual take home pay change when choosing health insurance, will encourage many more Alabamians to participate in existing employer coverage.

The initial planning and development of the website was spearheaded by Chad Nichols (Governor's Office, Health Committee Project Manager), Fern Shinbaum (Alabama Department of Public Health, IDEA Project Director), Suzanne Respess (Children's Health System), John Pickens (Alabama Appleseed Center for Law and Justice, Inc.), and Danne Howard (Alabama Hospital Association).

The content on the HealthInsurance.Alabama.Gov web site has been developed and adapted from several online resources and organization web sites that provide health insurance information to consumers and/or employers.

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