Small-Sized Business Employers

Small business owners are increasingly faced with tough decisions about group health insurance for themselves, their dependents and their employees.

HealthInsurance.Alabama.Gov gives you a broad overview of the issues, benefits, and suggestions to help you decide whether you will purchase health coverage for your business and help you move through the process.

We have tried to provide you with basic concepts to help you make informed decisions and recommend that you consult with a health insurance purchasing specialist and tax advisor for more comprehensive counsel and information.

• Important Facts About health insurance
• Tax Benefits of Health Insurance and Other Health Benefit Options
• Understanding the Basics About Health Insurance
• Group Coverage and Common Types of Health Plans
• Typical Plan Costs and Cost-Sharing
• Purchasing Health Insurance for Your Business—A Four-Step Action Plan
• Insurance Companies and Health Maintenance Organizations (HMOs) Licensed in Alabama to Sell Individual or Group Health Insurance Coverage
• Flexible Spending Accounts