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"I definitely cannot afford health insurance right now. I'd rather take my chances and use the money for other priorities like rent, car, gas, whatever. If I have to see a doctor, I'll pay out of pocket or charge it and pay later. But, if I had to go to the hospital I don't know how it would be paid for."

Recent High School or College Graduate

Catastrophic Health Insurance

Catastrophic health insurance plans are relatively lower in cost than other options, but they usually require a higher deductible ranging from $500 to $15,000, depending on the plan.

Catastrophic health insurance policies are primarily designed to cover major health and medical expenses. These policies are not intended to pay for routine doctor's office visits or trips to the emergency room.

Visit the Alabama Health Plans page for a list of authorized health plans in Alabama.

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