"I definitely cannot afford health
insurance right now. I'd rather take my chances and use the money for other
priorities like rent, car, gas, whatever. If I have to see a doctor, I'll pay
out of pocket or charge it and pay later. But, if I had to go to the hospital I
don't know how it would be paid for."
Recent High School or College
Catastrophic Health Insurance
Catastrophic health insurance plans are relatively
lower in cost than other options, but they usually require a higher deductible
ranging from $500 to $15,000, depending on the plan.
Catastrophic health insurance policies are primarily designed to cover major health and medical
expenses. These policies are not intended to pay for routine doctor's office
visits or trips to the emergency room.
Visit the Alabama Health
Plans page for a list of authorized health plans in Alabama.