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 START HERE - What Health Insurance is Right for Me?
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"My focus is on my business and getting money coming in the door. At the same time, I realize that if I get sick or have a major health issue, everything I’ve worked so hard for would be at risk. Are there insurance products out there designed for someone like me?"


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Who will pay your bills if you have a serious accident or a major illness? You need to buy health insurance for the same reason you buy other kinds of insurance, to protect yourself and your family financially. Although you cannot predict your medical bills, you can be prepared for very high ones should you become ill or injured.

Tax Advantages to Purchasing Health Insurance

Purchasing health insurance has significant tax savings for you and your family. Self-employed persons may deduct 100% of the cost of their health insurance premiums from their adjusted gross income. This includes:

  • Federal income tax savings (at the individual's tax bracket)
  • 15.3% FICA tax savings
  • State income tax equivalent to the individual's state income tax bracket

Finding a Health Plan and Policy That Meet Your Needs

The process for selecting a health insurance plan can feel overwhelming. These four steps will help you organize your health insurance planning, research, and purchasing processes.

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