EMPLOYERS
	Small-Sized Business Employer (2-50 employees)
	Medium-Sized Business Employer (51-250 employees)
	Large-Sized Business Employer (250 or more employees)
INDIVIDUALS & FAMILIES
	START HERE - What Health Insurance is Right for Me?
	Self-Employed
	Employed & Uninsured
	Unemployed & Uninsured
	College Student
	Recent College or High School Graduate
	Uninsured Children
	Transitioning to Retirement
	Maximizing Your Healthcare Coverage
	AHIP and COBRA
	Finding a Health Plan and Policy
RESOURCES
	Alabama Health Plans
	Small Employer Resources
	National Business Groups & Associations
	Low- or No-Cost Health Insurance Programs
	Consumer Health Insurance Information
HELPFUL WEB TOOLS
	Glossary
	Tax Savings Benefits Calculator for Employees
	Tipsheets

"My focus is on my business and getting money coming in the door. At the same time, I realize that if I get sick or have a major health issue, everything I’ve worked so hard for would be at risk. Are there insurance products out there designed for someone like me?"

Self-Employed

STEP 3: EVALUATE YOUR OPTIONS.

Once you have identified the type of health coverage you want, you are ready to research and compare some health plan products. When selecting a health plan that will meet your needs, keep in mind the following factors.

The overall value of each plan—Does it provide the coverage you need at an affordable price?

Choice of health care providers and services—Does it provide you with the health care providers you want to visit?

Stability and quality of company service—Is the health insurer a stable company with a reputation for quality customer service? Is the health insurer approved to sell health insurance in Alabama?

REMEMBER: The most important service to be covered is hospitalization. If you are not covered for hospital care, then one sickness could cost you thousands of dollars, even hundreds of thousands of dollars.

CHOOSING A HEALTH PLAN CHECKLIST

Try to compare and evaluate two to three potential health plan options. This can seem like an overwhelming process but it does not have to be. Use this Choosing a Health Plan Checklist to help you organize your evaluation process.

Back to top