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Low- or No-Cost Health
Insurance Programs
- The Alabama Breast and Cervical Cancer Treatment
Program is designed for women under age 65 who have been diagnosed with breast
or cervical cancer through the federally funded Alabama Breast and Cervical
Cancer Early Detection Program. Women who are Alabama residents and U.S.
citizens and do not have credible health insurance may qualify. For more
information regarding the federal screening program, you can call
1-877-252-3324.
- The Alabama Child Caring Foundation (ACCF) provides
health insurance to uninsured children ages 18 and under whose parents earn too
much to qualify for government-assisted medical care but cannot afford to pay
for health insurance through their employer or on their own.
- The Alabama Farmers Federation (AFF) is a
membership-based organization that offers health insurance through its Alfa
Health Plan, which is administered by Blue Cross and Blue Shield of Alabama.
Membership to AFF is open to anyone living in the state of Alabama. In order to
qualify for the Alfa Health Plan, you must be an AFF member, in good health,
under age 65, and not eligible for coverage under any Blue Cross and Blue
Shield of Alabama group health plan or Medicare. For more information,
telephone 334-288-3900 or visit the AFF
web site.
- ALL Kids is the Children’s health insurance
Program offered by the Alabama Department of Public Health for children under
age 19. ALL Kids helps families who do not qualify for Medicaid because they
make too much money or do not earn enough to get private health insurance or
participate in an employer’s health insurance benefit.
- The Health Coverage Tax Credit (HCTC) is a federal
tax credit that may pay up to 65% of qualified health plan premiums for
eligible trade-impacted workers and certain Pension Benefit Guaranty
Corporation (PBGC) benefit recipients.
- Medicaid is the health plan for low-income families
and people who have long-term medical problems funded by the state and federal
government. Medicaid offers insurance for low-income pregnant women, children,
and disabled individuals, as well as for certain people on Medicare and nursing
home residents.
- The Public Education Employees’ Health
Insurance Plan (PEEHIP) provides financial assistance to qualifying is full and
part-time employees and their dependents of any public education institute
within the state of Alabama and their dependents. Qualifying members receive
reduced costs for hospital, medical, or health maintenance organization (HMO)
premiums.
- PEEHIP CHIP (Children’s health insurance
Program) is offered to children of public education employees who qualify for
the FPL premium Discount. The PEEHIP CHIP program is a low copay program for
children under the age of 19 who would normally qualify for the PEEHIP Hospital
Medical Plan.
SECHIP is a health insurance plan for children
(newborn through 18 years of age) of low income (100-200% federal poverty
level) state employees and retirees.
A child is eligible for coverage under SECHIP if the
child is:
- Eligible for coverage as a dependent under the
State Employees health insurance Plan (SEHIP)
- Under 19 years of age
- In a family with an income from 100% to 200% of the
federal poverty level; (examples of income are: wages, commissions, salaries,
Social Security benefits, child support, unemployment compensation benefits,
and cash contributions from friends or relatives.)
- Ineligible for Medicaid
- Not covered by another health insurance plan
(excluding SEHIP and supplemental coverages)
- Not in an institution
The state employee or retiree must have active
coverage under the health insurance before the child is eligible.
For more information contact the State Employees
Insurance Board at 800-513-1384 or 334-883-5900.
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