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Low- or No-Cost Health Insurance Programs

Alabama Breast and Cervical Cancer Treatment Program

  • The Alabama Breast and Cervical Cancer Treatment Program is designed for women under age 65 who have been diagnosed with breast or cervical cancer through the federally funded Alabama Breast and Cervical Cancer Early Detection Program. Women who are Alabama residents and U.S. citizens and do not have credible health insurance may qualify. For more information regarding the federal screening program, you can call 1-877-252-3324.

Alabama Farmers Federation

  • The Alabama Farmers Federation (AFF) is a membership-based organization that offers health insurance through its Alfa Health Plan, which is administered by Blue Cross and Blue Shield of Alabama. Membership to AFF is open to anyone living in the state of Alabama. In order to qualify for the Alfa Health Plan, you must be an AFF member, in good health, under age 65, and not eligible for coverage under any Blue Cross and Blue Shield of Alabama group health plan or Medicare. For more information, telephone 334-288-3900 or visit the ALFA web site.

ALL Kids Program

  • ALL Kids is the Children’s health insurance Program offered by the Alabama Department of Public Health for children under age 19. ALL Kids helps families who do not qualify for Medicaid because they make too much money or do not earn enough to get private health insurance or participate in an employer’s health insurance benefit.

Health Coverage Tax Credit Program

  • The Health Coverage Tax Credit (HCTC) is a federal tax credit that may pay up to 65% of qualified health plan premiums for eligible trade-impacted workers and certain Pension Benefit Guaranty Corporation (PBGC) benefit recipients.


  • Medicaid is the health plan for low-income families and people who have long-term medical problems funded by the state and federal government. Medicaid offers insurance for low-income pregnant women, children, and disabled individuals, as well as for certain people on Medicare and nursing home residents.

Public Education Employees’ Health Insurance Plan (PEEHIP)

  • The Public Education Employees’ Health Insurance Plan (PEEHIP) provides financial assistance to qualifying is full and part-time employees and their dependents of any public education institute within the state of Alabama and their dependents. Qualifying members receive reduced costs for hospital, medical, or health maintenance organization (HMO) premiums.
  • PEEHIP CHIP (Children’s health insurance Program) is offered to children of public education employees who qualify for the FPL premium Discount. The PEEHIP CHIP program is a low copay program for children under the age of 19 who would normally qualify for the PEEHIP Hospital Medical Plan.

State Employees' Children's Health Insurance Plan (SECHIP)

SECHIP is a health insurance plan for children (newborn through 18 years of age) of low income (100-200% federal poverty level) state employees and retirees.

A child is eligible for coverage under SECHIP if the child is:

  • Eligible for coverage as a dependent under the State Employees health insurance Plan (SEHIP)
  • Under 19 years of age
  • In a family with an income from 100% to 200% of the federal poverty level; (examples of income are: wages, commissions, salaries, Social Security benefits, child support, unemployment compensation benefits, and cash contributions from friends or relatives.)
  • Ineligible for Medicaid
  • Not covered by another health insurance plan (excluding SEHIP and supplemental coverages)
  • Not in an institution

The state employee or retiree must have active coverage under the health insurance before the child is eligible.

For more information contact the State Employees Insurance Board at 800-513-1384 or 334-883-5900.

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