Try to compare and evaluate two to three potential
health plan options. This can seem like an overwhelming process but it does not
have to be. Use this Choosing a Health Plan Checklist to help you organize your
evaluation process.
|
Plan Coverage/Services |
Policy #1 |
Policy #2 |
Policy #3 |
|
Inpatient hospital services |
|
|
|
|
Outpatient surgery |
|
|
|
|
Emergency room care |
|
|
|
|
Maternity care |
|
|
|
|
Pre-existing conditions
|
|
|
|
|
Work-related injuries |
|
|
|
|
Prescriptions |
|
|
|
|
Medical tests, x-rays |
|
|
|
|
Preventive care, routine
check-ups |
|
|
|
|
Physical or speech therapy |
|
|
|
|
Hospice care |
|
|
|
|
Choice of doctors |
|
|
|
|
Mental health care |
|
|
|
|
Immunizations |
|
|
|
|
Physician office visits |
|
|
|
|
Monthly/Annual Costs |
|
|
|
|
Individual Premium/monthly |
$ |
$ |
$ |
|
Family Premium/monthly |
|
|
|
|
Individual Deductible/year for medical care
|
$ |
$ |
$ |
|
Family Deductible/year for prescription
drugs |
$ |
$ |
$ |
Printer friendly
checklist