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"health insurance is a luxury I can’t afford on my own. I need help and am not exactly sure where to get it. I don’t know what government programs out there I would qualify for."

Uninsured Children

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Getting children the health care they need gives parents peace of mind that they are helping their children lead healthier, happier lives. There are several low- or no-cost health insurance programs for Alabama children.

Older children, such as college students or young adults in the workforce, need to have access to medical care too. If you have children older than 18 years, who are not insured, visit the College Student or Recent High School or College Graduate pages of this web site to learn about health insurance options that are available for older children.

Low- or No-Cost Health Insurance Programs for Children in Alabama

**The following two programs use a joint application form which is available at any county health department, as well as most hospitals. You may also apply online at insurealabama.adph.state.al.us/ or call 1-888-373-KIDS to have an application mailed to you. These 2 programs' eligibility is based on age, income, and family size. A child can only be eligible for one of these programs at a time.

**ALL Kids Program

ALL Kids is the Children's Health Insurance Program offered by the Alabama Department of Public Health for uninsured children under age 19. ALL Kids helps families who make too much money to qualify for Medicaid and cannot afford private health insurance. (Family size and income determine eligibility under ALL Kids.) Applications are available at any county health department or Department of Human Resources office, as well as most hospitals. You can also apply online at the ALL Kids Web site or call 1-888-373-KIDS to have an application mailed to you.

** SOBRA Medicaid

SOBRA Medicaid provides health care coverage for pregnant women and children under age 19 who fall within certain income guidelines. These children may be living in one or two parent families. You may also apply for unrelated children as long as they are living in the home. Family planning (birth control) services are available for women between the ages of 19 and 44.

To qualify, you must be an Alabama resident and U.S. citizen or eligible immigrant and show proof of your status. Applicants must also meet income level and age requirements.

To apply in person, go to your local county health department, federally qualified health care center or some local hospitals. For a paper application, call 1-800-362-1504 or visit Medicaid’s web site at www.medicaid.alabama.gov. You may also apply on-line at insurealabama.adph.state.al.us/.

There may be small co-pays, however, there are no co-pays for children under 18 years of age, pregnant women or those receiving birth control (family planning) services.

Some of the Medicaid benefits include regular "well child" check-ups and immunizations for children, sick child doctor and nurse visits, dental and hearing services for children under age 21, prescriptions, vision services, hospital services, mental health/substance abuse services, birth control and pregnancy related services.

Additional information on eligibility, benefits and services, and income requirements can be found on the Alabama Medicaid web site at www.medicaid.alabama.gov.

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Public Education Employees' Health Insurance Plan (PEEHIP)

The Retirement Systems of Alabama (RSA) offers the Public Education Employees' Health Insurance Plan (PEEHIP) to all full-time employees of any public education institution within the state of Alabama and their dependents. Part-time employees and their dependents (who are not substitute or transient employees) are also eligible.

PEEHIP provides financial assistance to qualifying members based on their income. Persons with a combined family income of 200% or less of the the federal poverty level (FPL) qualify for a PEEHIP FPL Premium Discount on their hospital, medical, or health maintenance organization (HMO) premium. Go to the PEEHIP Family Income Table to find out whether you meet income requirements.

PEEHIP CHIP (Children's Health Insurance Program) is offered to children of public education employees who qualify for the FPL Premium Discount but are not eligible for Medicaid. The PEEHIP CHIP program is a low co-pay program for children under the age of 19 who would normally qualify for the PEEHIP Hospital Medical Plan.

Visit the PEEHIP web site for more information on health plan benefits and services for children and to download an application or call 1-800-214-2158.

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State Employees' Children's Health Insurance Plan (SECHIP)

SECHIP is a health insurance plan for children (newborn through 18 years of age) of low income (100-200% federal poverty level) state employees and retirees.

A child is eligible for coverage under SECHIP if the child is:

  • Eligible for coverage as a dependent under the State Employees Health Insurance Plan (SEHIP)
  • Under 19 years of age
  • In a family with an income from 100% to 200% of the federal poverty level; (examples of income are: wages, commissions, salaries, Social Security benefits, child support, unemployment compensation benefits, and cash contributions from friends or relatives.)
  • Ineligible for Medicaid
  • Not covered by another health insurance plan (excluding SEHIP and supplemental coverages)
  • Not in an institution

For more information contact the State Employees Insurance Board at 800-513-1384 or 334-883-5900.

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